About
Urban Co-Operative Bank Ltd. Dehradun
Urban Co-Operative Bank Ltd. Dehradun is a registered Urban Co-operative Bank, duly licensed by the Reserve Bank of India under Registration No. UP0015P. Established with the vision of providing safe, reliable, and customer-centric banking services, we arecommitted to empowering individuals, supporting businesses, and contributing to community development with transparency and trust.
Our Vision
To become a trusted financial partner for every customer by delivering inclusive and sustainable banking solutions.
Our Mission
- To promote financial inclusion across urban and semi-urban areas.
- To provide modern banking services while retaining the cooperative spirit.
- To ensure customer satisfaction through secure, transparent, and efficient practices.
Our Core Values
- Trust & Integrity – Building relationships on honesty and transparency.
- Customer Centricity – Placing customers at the heart of every decision.
- Co-operative Spirit – Working together for community growth and shared prosperity.
- Service Excellence – Delivering simple, reliable, and efficient banking.
Community Connect
Being a co-operative institution, we are deeply rooted in our community. Through financial literacy initiatives, support for local businesses, and inclusive banking practices, we strive to uplift society at large.
Our Services
Savings and Current Accounts
Loans and Advances (Personal, Business, and Agricultural)
Fixed and Recurring Deposits
Banking Facilities such as QR Inward, RTGS/NEFT, NACH, ATM, E-Commerce and POS
| Name of Scheme | Present ROI – in our Bank | New ROI |
|---|---|---|
| Savings Bank Deposit (Public) | 3.00% | 3.00% (No Change) |
| Period / Slabs – in our Bank | Present ROI – in our Bank | New ROI |
|---|---|---|
| 7 days to 14 days | 3.20% | 3.00% |
| 15 days to 90 days | 4.00% | No Change |
| 91 days to 180 days | 4.60% | 4.25% |
| 181 days to < 1 year | 6.00% | 6.25% |
| 1 year to 3 years | 7.00% | No Change |
| 3 years to 5 years | 6.90% | 7.00% |
| > 5 years | 7.05% | 7.15% |
Urban Cooperative Bank Ltd., Dehra Dun
Changes in ROI of Loans & Advances of the Bank
In sync with the Rating based ROI structure and consequent to changes in the Repo Rates by RBI, the ALCO Committee / BOD of the Bank has approved the following changes in the ROI on Loans & Advances.
| Sl. No. | Name of Loan Scheme | Scheme Code | Interest Range (Min. – Max.) |
|---|---|---|---|
| 1 | Housing Loan – Public | HLP | 8.35% to 11.00% |
| 2 | Vehicle Loan – Personal (New) | VLP | 8.75% to 11.50% |
| 3 | Vehicle Loan – Used Personal | VLU | 10.50% to 14.00% |
| 4 | Vehicle Loan – Commercial | VLC | 10.50% to 13.75% |
| 5 | Personal Loan – Clean | PLC | 13.50% to 16.50% |
| 6 | Education Loan – Public | ELP | 10.00% to 11.50% |
| 7 | LAP – Term Loan | LAT | 10.60% to 13.50% |
| 8 | LAP – Overdraft | LAO | 11.10% to 14.00% |
| 9 | Cash Credit – Public | CCP | 9.50% to 14.00% |
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